• YES FIRST Credit Cards
  • YES Premia/YES Prosperity Credit Cards
  • Business Credit Cards

YES FIRST Exclusive Credit Card

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Earn benefits over Rs 130,000 in a year. Please click here to refer Value Chart

  • Limited Period Offer-Life Time Free Card
  • 40,000 Reward Points on first transaction done within first 90 days of card issuance
  • Income criteria : Minimum Net Monthly Income INR 4.00 Lakhs or Income Tax Return of INR 50.00 Lakhs and above
  • 24 Reward Points per INR 200 spent on Travel Agencies and Tour Operators, Dining and Domestic Airlines
  • 12 Reward Points for every Rs. 200 spent on other categories (except Fuel)
  • Reward Points that Never Expire
  • 25% discount on movie tickets booked on BookMyShow
  • Unlimited complimentary airport lounge access outside India through Priority Pass Membership and in India through MasterCard Lounge Program for Primary and each Add-On Cardmember(s)
  • Preferential Foreign Currency Markup of 1.75% only
  • Attractive Interest Rate on Revolving Credit of 1.99% p.m.
  • T & C's apply, please click here to know more

YES FIRST Preferred Credit Card

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Earn benefits over Rs 45,000 in a year. Please click here to refer Value Chart

  • Limited Period Offer-Life Time Free Card
  • 10,000 Reward Points on first transaction done within first 90 days of card issuance
  • Income criteria : Minimum Net Monthly Income INR 2.00 Lakhs or Income Tax Return of INR 24.00 Lakhs and above
  • 16 Reward Points per INR 200 spent on Travel Agencies and Tour Operators, Dining and Domestic Airlines
  • 8 Reward Points for every Rs. 200 spent on other categories (except Fuel)
  • Reward Points that never expire
  • 25% discount on movie tickets booked on BookMyShow
  • Complimentary airport lounge access outside India (4 per calendar year) through Priority Pass Membership and in India (3 per calendar quarter) through MasterCard Lounge Program for Primary Cardmember
  • Preferential Foreign Currency Markup of 1.75% only
  • T & C's apply, please click here to know more

YES PREMIA Credit Card

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Earn benefits over Rs 28,000 in a year. Please click here to refer Value Chart

  • Annual Fee: INR 1599 + GST
  • Reversed on spends of INR 25K within 90 days of card issuance
  • Income criteria : Minimum Net Monthly Income INR 1.20 Lakhs or Income Tax Return of INR 14.40 Lakhs and above
  • 8 Reward Points per INR 200 spent on Groceries & Supermarkets, Department Stores & Dining
  • 6 Rewards Points per Rs 200 on all other Retails Spends (except Fuel)
  • Reward Points that never expire
  • Fuel surcharge waiver across all fuel stations in India
  • Complimentary airport lounge access outside India (2 per calendar year) through Priority Pass Membership and in India (2 per calendar quarter) through MasterCard Lounge Program for Primary Cardmember
  • 25% discount of upto INR 250 per month on booking tickets on BookMyShow
  • T & C's apply, please click here to know more

YES Prosperity Edge Credit Card

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Earn benefits over Rs 23,000 in a year. Please click here to refer Value Chart

  • Annual Fee: INR 1199+ GST
  • Reversed on spends of INR 15K within 90 days of card issuance
  • Income criteria : Minimum Net Monthly Income of INR 60,000 or Income Tax Return of INR 7.20 Lakhs and above
  • Annual Bonus of 15,000 Reward Points
  • 8 Reward Points per INR 200 spent on Groceries & Supermarkets, Department Stores & Dining
  • 4 Rewards Points per Rs 200 on all other Retails Spends (except Fuel)
  • Reward Points that never expire
  • Fuel surcharge waiver across all fuel stations in India
  • Complimentary Priority Pass Membership (Lounge visit charges as applicable)
  • T & C's apply, please click here to know more

YES Prosperity Rewards Plus Credit Card

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Earn benefits over Rs 4,800 in a year. Please click here to refer Value Chart

  • Annual Fee: INR 499 + GST
  • Reversed on spends of INR 10K within 90 days of card issuance
  • Income criteria : Minimum Net Monthly Income of INR 20,000 or Income Tax Return of INR 5.00 Lakhs and above
  • Annual Bonus of 12,000 Reward Points
  • 6 Reward Points per INR 200 spent on Groceries & Supermarkets
  • 4 Rewards Points per Rs 200 on all other Retails Spends (except Fuel)
  • Reward Points that never expire
  • Fuel surcharge waiver across all fuel stations in India
  • T & C's apply, please click here to know more

YES Prosperity Rewards Credit Card

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Earn benefits over Rs 3,400 in a year. Please click here to refer Value Chart

  • Annual Fee: INR 299 + GST
  • Reversed on spends of INR 5K within 90 days of card issuance
  • Income criteria : Minimum Net Monthly Income of INR 20,000 or Income Tax Return of INR 5.00 Lakhs and above
  • Annual Bonus of 10,000 Reward Points
  • 4 Reward Points per INR 200 spent on Groceries & Supermarkets
  • 2 Rewards Points per Rs 200 on all other Retails Spends (except Fuel)
  • Reward Points that never expire
  • Fuel surcharge waiver across all fuel stations in India
  • T & C's apply, please click here to know more

YES Prosperity Cashback Plus Credit Card

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Earn benefits over Rs 4,500 in a year. Please click here to refer Value Chart

  • Annual Fee: INR 1499 + GST
  • Income criteria : Minimum Net Monthly Income of INR 20,000 or Income Tax Return of INR 5.00 Lakhs and above
  • Welcome benefit of INR 250 Cashback on total spends of INR 2,500 or more within 30 days of card set-up
  • 5% Cashback on spends on Movies, Grocery and Utility Payment through YES PayNow
  • 0.75% Cashback on all other retail spends
  • Fuel surcharge waiver across all fuel stations in India
  • T & C's apply, please click here to know more

YES Prosperity Cashback Credit Card

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Earn benefits over Rs 2,500 in a year. Please click here to refer Value Chart

  • Annual Fee: INR 999 + GST
  • Income criteria : Minimum Net Monthly Income of INR 20,000 or Income Tax Return of INR 5.00 Lakhs and above
  • Welcome benefit of INR 250 Cashback on total spends of INR 2,500 or more within 30 days of card set-up
  • 5% Cashback on spends on Movies, Grocery and Utility Payment through YES PayNow
  • 0.5% Cashback on all other retail spends
  • Fuel surcharge waiver across all fuel stations in India
  • T & C's apply, please click here to know more

YES FIRST Business Credit Card

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Earn benefits over Rs 38,000 in a year. Please click here to refer Value Chart

  • Annual Fee: INR 4999 + GST
  • 5,000 Reward Points on first transaction done within first 30 days of card issuance
  • Income criteria: Income Tax Return of INR 10.00 Lakhs and above
  • Annual bonus of 20,000 Reward Points (worth INR 5,000)* on spends of 12 lakhs or more every anniversary year
  • 16 Reward Points per INR 200 spent on Travel Agencies and Tour Operators, Dining and Domestic Airlines
  • 8 Reward Points for every Rs. 200 spent on other categories (except Fuel)
  • Reward Points that never expire
  • Priority Pass Membership with 6 complimentary International lounge access(Outside India) in a calendar year for Primary Cardmember
  • 3 complimentary domestic lounge access per calendar quarter under MasterCard Lounge Programme for Primary Cardmember
  • Fuel surcharge waiver across all fuel stations in India
  • T & C's apply, please click here to know more

YES Prosperity Business Credit Card

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Earn benefits over Rs 20,000 in a year. Please click here to refer Value Chart

  • Annual Fee: INR 2499 + GST
  • 10,000 Reward Points on first transaction done within first 30 days of card issuance
  • Income criteria: Income Tax Return of INR 5.00 Lakhs and above
  • Annual bonus of 10,000 Reward Points (worth INR 2,500)* on spends of 6 lakhs or more every anniversary year
  • 8 Reward Points per INR 200 spent on Travel Agencies and Tour Operators, Dining and Domestic Airlines
  • 4 Reward Points for every Rs. 200 spent on other categories (except Fuel)
  • Reward Points that never expire
  • 2 complimentary domestic lounge access per calendar quarter under MasterCard Lounge Programme for Primary Cardmember
  • Priority Pass Membership with 3 complimentary International lounge access (Outside India) in a calendar year for Primary Cardmember
  • Fuel surcharge waiver across all fuel stations in India
  • T & C's apply, please click here to know more

Value Chart for YES PROSPERITY REWARDS Credit Card

Product Features and Benefits Total Reward Points earned annually Annual Benefit Value (Rs.)
Welcome Reward Points (on spends of Rs.2500 in first 30 days of card set-up) 1,000 250
Spend Benefits with average Rs.10,000 spends p.m. (with 20% spends on dining and online) 1,900 475
Set-up of 2 Standing Instructions for YES PayNow 1,000 250
Savings on Fuel Surcharge @2.5% (Rs.2000 spends p.m.)   600
Annual Bonus Reward Points on achieving Rs.1.8 Lakhs spends in a year 10,000 2,500
Total Value Proposition on YES Prosperity Rewards Credit Card 4,075
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Value Chart for YES PROSPERITY CASHBACK Credit Card

Product Features and Benefits Annual Cashback (Rs.)
Welcome Cashback Benefit (on spends of Rs.2500 in first 30 days of card set-up) 250
Cashback on spends on Movies, Grocery and YES PayNow (@5%)(Assumption of Rs.3000 p.m. spends) 1,800
Cashback on other spends (@0.5%) (Assumption of Rs.5000 spends p.m.) 300
Savings on Fuel Surcharge @2.5% (Rs. 2000 spends p.m.) 600
Total Value Proposition on YES Prosperity Cashback Plus Credit Card 2,950
Annual membership fee for the Credit Card is Rs.1,000
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Value Chart for YES PROSPERITY REWARDS PLUS Credit Card

Product Features and Benefits Total Reward Points earned annually Annual Benefit Value (Rs.)
Welcome Reward Points (on spends of Rs.5,000 in first 30 days of card set-up) 1,250 313
Spends Benefit with average Rs.20,000 spends p.m. (with 25% spends on dining and online) 5,330 1,333
Setup of 2 Standing Instructions for YES PayNow 1,000 250
Savings on Fuel Surcharge @2.5% (Rs.3000 spends p.m.)   900
Annual Bonus Reward Points on achieving Rs.3.6 Lakhs spends in a year 12,000 3,000
Total Value Proposition on YES Prosperity Rewards Plus Credit Card 5,795
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Value Chart for YES PROSPERITY CASHBACK PLUS

Product Features and Benefits Annual Cashback (Rs)
Welcome Cashback Benefit (on spends of Rs.2500 in first 30 days of card set-up) 250
Cashback on spends on Movies, Grocery and YES PayNow (@5%) (Rs.5000 p.m. spends) 3,000
Cashback on other spends (@0.75%)(Assumption of Rs.12000 spends p.m.) 1,080
Savings on Fuel Surcharge @2.5% (Rs. 3000 spends p.m.) 900
Total Value Proposition on YES Prosperity Cashback Plus Credit Card 5,230
Annual membership fee for the Credit Card is Rs.1,500
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Value Chart for YES PROSPERITY EDGE Credit Card

Product Features and Benefits Total Reward Points (RP) earned annually Annual Benefit Value ( Rs.)
Welcome Reward Points {On spends of Rs 7500 in first 30 days of card setup} 1,500 375
Complimentary Priority Pass membership worth US $99   6,633
Reward Points earned on average Rs.30,000 spends p.m. (with 20% online spends) 11,680 2,920
Setup of 2 Standing Instructions for YES PayNow 1,000 250
Savings on Fuel Surcharge @2.5% (Rs.4000 spends p.m.)   1,200
Annual Bonus Reward Points on achieving Rs.6 Lakhs spends in a year 15,000 3,750
Total Value Proposition on YES Prosperity Edge Credit Card   15,128
Additionally , get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Value Chart for YES FIRST PREFERRED Credit Card

  Monthly Spends Total Reward Points earned Annual Benefit Value (Rs.)
Complimentary Priority Pass Membership for Primary Cardmember worth US $ 99     6,633
Complimentary Priority Pass - Airport Lounge Access (Total 4 complimentary visits in 12 months) - Per visit cost: US $ 27     7,326
Movie Discount (25% off p.m. & maximum of Rs.250 p.m.) 1,000   3,000
Total Lifestyle Benefits (A)     16,869
Reward Points earned on monthly spends 44,000 42,240 10,560
Savings on Fuel Surcharge @2.5% 6,000   1,800
Set up of 2 Standing Instruction's for YES PayNow   2,000 500
Annual Bonus Reward Points (on spends of Rs.7.5 lakhs)   20,000 5,000
Total Spends & Reward Points Benefits (B)     17,860
Total Value Proposition on YES FIRST PREFERRED Credit Card (A)+(B) 34,729
Additionally , get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Value Chart for YES FIRST EXCLUSIVE Credit Card

  Monthly Spends Total Reward Points earned (Annual) Annual Benefit Value (Rs.)
50,000 Reward Points as Welcome Benefit     12,500
Taj InnerCircle Epicure Plus membership     9,750
Total Welcome Benefits (A)     22,250
Complimentary Priority Pass Membership for Primary and Add-on cardmember worth US $ 99 each     13,266
Complimentary Priority Pass - Airport Lounge Access (Total 10 visits in 12 months) - Per visit cost: US $ 27     18,090
Movie Discount (25% off p.m. & maximum of Rs.250 p.m.) 1000   3,000
Total Lifestyle Benefits (B)     34,356
Reward Points earned on Monthly Spends 1,15,000 1,38,000 34,500
Savings on Fuel Surcharge @2.5% 10,000   3,000
Set up of 2 Standing Instruction's for YES PayNow   2000 500
Annual Bonus Reward Points (on spends of Rs.20 Lakhs)   25,000 6,250
Total Spends & Reward Points Benefits (C)     44,250
Total Value Proposition on YES FIRST EXCLUSIVE Credit Card (A)+(B)+(C) 1,00,856
Annual Membership Fee (Excluding Service Tax & relavent Cess Charges) 10,000
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme, TnC apply
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Value Chart for YES Prosperity Business Credit card

Product Features and Benefits Annual Benefit Value (Rs)
Complimentary Priority Pass Membership for Primary Cardmember worth US $99 6,930
Complimentary Priority Pass - Airport Lounge Access (Total 3 Complimentary visits per calendar year ) - per visit cost US $ 27 + GST 6,404
Total Lifestyle Benefits (A) 13,334
Reward Points earned on retail spends (assuming monthly spend of INR 30,000 which will accrue 20% accelerated/bonus reward points) 1,980
Saving on Fuel Surcharge @1% (assuming monthly spends of INR 3,000) 360
1,000 Reward Points on setting up of 2 Standing Instruction's for YES PayNOW 250
Annual Rewards points of 10,000 on achieving Rs 6 L retail spends in 12 months of card setup or card renewal date 2,500
Total Spends & Reward Points Benefits (B) 5,090
Total Value Proposition on YES Prosperity Business Credit Card (A) + (B) 18,424
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
1 Reward Point = Rs. 0.25, Assumption 1$ = INR 70
Please note, that the above table & data is for illustration purpose only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Cardmember depending on their spend pattern/card usage.

Value Chart for YES First Business Credit Card

Product Features and Benefits Annual Benefit Value (Rs)
Complimentary Priority Pass Membership for Primary Cardmember worth US $99 6,930
Complimentary Priority Pass - Airport Lounge Access (Total 6 Complimentary visits per calendar year ) - per visit cost US $ 27 + GST 13,381
Total Lifestyle Benefits (A) 20,311
Reward Points earned on retail spends (assuming monthly spend of INR 50,000 which will accrue 20% accelerated/bonus reward points) 6,600
Saving on Fuel Surcharge @1% (assuming monthly spends of INR 5,000) 600
2,000 Reward Points on setting up of 2 Standing Instruction's for YES PayNOW 500
Additional Reward Points of 20,000 on achieving Rs. 12 lakh retail spends in 12 months of card set up or card renewal date 5,000
Total Spends & Reward Points Benefits (B) 12,700
Total Value Proposition on YES FIRST Business Card (A) + (B) 33,011
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
1 Reward Point = Rs.0.25, Assumption 1$ = INR 70
Please note, that the above table & data is for illustration purpose only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Cardmember depending on their spend pattern/card usage.

Value Chart for YES Premia Credit Card

Product Features and Benefits Annual Benefit Value (Rs)
Complimentary Priority Pass Membership for Primary Cardmember worth US $99 6,534
Complimentary Priority Pass - Airport Lounge Access (Total 2 Complimentary visits in 12 months ) - per visit cost: US $ 27 3,564
Movie Discount(25% off p.m. & maximum of Rs. 250 p.m.) assuming monthly spends of Rs. 1000 3,000
Total Lifestyle Benefits (A) 13,098
Reward Points earned at 4 RP/INR 100 on Monthly Retail Spends (assuming monthly spends of Rs. 28,000 which will accrue 13,440 rewards annually) 3,360
Reward Points earned at 5 RP/INR 100 on Monthly Retail Spends on Groceries, Supermarket and dining (assuming monthly spends of Rs. 8,000 which will accrue 4,800 rewards annually) 1,200
Saving on Fuel Surcharge (assuming monthly spends of Rs. 4,000) 480
1500 Reward Points on setting up of 2 Standing Instruction's for YES PayNow 375
Total Spends & Reward Points Benefits (B) 5,415
Total Value Proposition on YES Premia Credit Card (A) + (B) 18,513
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
RP = Reward Point; 1 Reward Point = Rs. 0.25
Please note, that the above table & data is for illustration purpose only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Cardmember depending on their spend pattern/card usage

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