Apply For YES BANK Credit Cards

YES FIRST Credit Cards
YES Premia/YES Prosperity Credit Cards
Business Credit Cards

YES FIRST Exclusive Credit Card

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Earn benefits over Rs 130,000 in a year. Please click here to refer Value Chart

Limited Free Offer-Life Time Free Card
40,000 Reward Points on first transaction done within first 90 days of card issuance
Income criteria : Minimum Net Monthly Income INR 4.00 Lakhs or Income Tax Return of INR 50.00 Lakhs and above
12 Reward Points per INR 100 spent on Travel and Tour Operators, Dining and Domestic Airlines
6 Reward Points for every Rs. 100 spent on other categories (except Fuel).
Reward Points that Never Expire
Unlimited complementary lounge access on Priority Pass Membership & MasterCard Lounge Programme for Primary and each Add-On cardmember(s)
Preferential Foreign Currency Markup of 1.75% only
Attractive Interest Rate on Revolving Credit of 1.99% p.m.

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YES FIRST Preferred Credit Card

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Earn benefits over Rs 45,000 in a year. Please click here to refer Value Chart

Limited Free Offer-Life Time Free Card
10,000 Reward Points on first transaction done within first 90 days of card issuance
Income criteria : Minimum Net Monthly Income INR 2.00 Lakhs or Income Tax Return of INR 24.00 Lakhs and above
8 Reward Points per INR 100 spent on Travel and Tour Operators, Dining and Domestic Airlines
4 Reward Points for every Rs. 100 spent on other categories.
Reward Points that never expire
25% discount on movie tickets booked on BookMyShow
Complimentary lounge access on Priority Pass Membership & MasterCard Lounge Programme
Preferential Foreign Currency Markup of 1.75% only

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YES PREMIA Credit Card

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Earn benefits over Rs 28,000 in a year. Please click here to refer Value Chart

Annual Fee: INR 1599 + GST
Reversed on spends of INR 25K within 90 days of card issuance
Income criteria : Minimum Net Monthly Income INR 1.20 Lakhs or Income Tax Return of INR 14.40 Lakhs and above
Upto 4 Reward Points per INR 100 of retail spends. Reward Points that never expire
Fuel surcharge waiver across all fuel stations in India
Complimentary lounge access on Priority Pass Membership & MasterCard Lounge Programme
25% discount of upto INR 250 per month on booking tickets on BookMyShow

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YES Prosperity Edge Credit Card

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Earn benefits over Rs 23,000 in a year. Please click here to refer Value Chart

Annual Fee: INR 1199+ GST
Reversed on spends of INR 15K within 90 days of card issuance
Income criteria : Minimum Net Monthly Income of INR 60,000 or Income Tax Return of INR 7.20 Lakhs and above
Annual Bonus of 15,000 Reward Points
Up to 4 Reward Points per INR 100 of retail spends. Reward Points that never expire
Fuel surcharge waiver across all fuel stations in India
Complimentary Priority Pass Membership (Lounge visit charges as applicable)

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YES Prosperity Rewards Plus Credit Card

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Earn benefits over Rs 4,800 in a year. Please click here to refer Value Chart

Annual Fee: INR 499 + GST
Reversed on spends of INR 10K within 90 days of card issuance
Income criteria : Minimum Net Monthly Income of INR 20,000 or Income Tax Return of INR 5.00 Lakhs and above
Annual Bonus of 12,000 Reward Points
Up to 3 Reward Points per INR 100 of retail spends. Reward Points that never expire
Fuel surcharge waiver across all fuel stations in India

T & C's apply, please click here to know more

YES Prosperity Rewards Credit Card

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Earn benefits over Rs 3,400 in a year. Please click here to refer Value Chart

Annual Fee: INR 299 + GST
Reversed on spends of INR 5K within 90 days of card issuance
Income criteria : Minimum Net Monthly Income of INR 20,000 or Income Tax Return of INR 5.00 Lakhs and above
Annual Bonus of 10,000 Reward Points
Up to 2 Reward Points per INR 100 of retail spends. Reward Points that never expire
Fuel surcharge waiver across all fuel stations in India

T & C's apply, please click here to know more

YES Prosperity Cashback Plus Credit Card

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Earn benefits over Rs 4,500 in a year. Please click here to refer Value Chart

Annual Fee: INR 1499 + GST
Income criteria : Minimum Net Monthly Income of INR 20,000 or Income Tax Return of INR 5.00 Lakhs and above
Welcome benefit of INR 250 Cashback on total spends of INR 2,500 or more within 30 days of card set-up
5% Cashback on spends on Movies, Grocery and Utility Payment through YES PayNow
0.75% Cashback on all other retail spends
Fuel surcharge waiver across all fuel stations in India

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YES Prosperity Cashback Credit Card

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Earn benefits over Rs 2,500 in a year. Please click here to refer Value Chart

Annual Fee: INR 999 + GST
Income criteria : Minimum Net Monthly Income of INR 20,000 or Income Tax Return of INR 5.00 Lakhs and above
Welcome benefit of INR 250 Cashback on total spends of INR 2,500 or more within 30 days of card set-up
5% Cashback on spends on Movies, Grocery and Utility Payment through YES PayNow
0.5% Cashback on all other retail spends
Fuel surcharge waiver across all fuel stations in India

T & C's apply, please click here to know more

YES FIRST Business Credit Card

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Earn benefits over Rs 38,000 in a year. Please click here to refer Value Chart

Annual Fee: INR 4999 + GST
5,000 Reward Points on first transaction done within first 30 days of card issuance
Income criteria : Income Tax Return of INR 10.00 Lakhs and above
Annual bonus of 20,000 Reward Points (worth INR 5,000)* on spends of 12 lakhs or more every anniversary year
8 Reward Points per INR 100 spent on Travel and Tour Operators, Dining and Domestic Airlines
4 Reward Points for every Rs. 100 spent on other categories.
The Reward Points that never expire
Priority Pass Membership with 6 complimentary International lounge access(Outside India) in a calendar year for Primary Cardmember
3 complimentary domestic lounge access per calendar quarter under MasterCard Lounge Programme for Primary Cardmember
Fuel surcharge waiver across all fuel stations in India

T & C's apply, please click here to know more

YES Prosperity Business Credit Card

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Earn benefits over Rs 20,000 in a year. Please click here to refer Value Chart

Annual Fee: INR 2499 + GST
10,000 Reward Points on first transaction done within first 30 days of card issuance
Income criteria : Income Tax Return of INR 5.00 Lakhs and above
Annual bonus of 10,000 Reward Points (worth INR 2,500)* on spends of 6 lakhs or more every anniversary year
4 Reward Points per INR 100 spent on Travel and Tour Operators, Dining and Domestic Airlines
2 Reward Points for every Rs. 100 spent on other categories.
The Reward Points that never expire
2 complimentary domestic lounge access per calendar quarter under MasterCard Lounge Programme for Primary Cardmember
Priority Pass Membership with 3 complimentary International lounge access (Outside India) in a calendar year for Primary Cardmember
Fuel surcharge waiver across all fuel stations in India

T & C's apply, please click here to know more

Product Features and Benefits	Total Reward Points earned annually	Annual Benefit Value (Rs.)
Welcome Reward Points (on spends of Rs.2500 in first 30 days of card set-up)	1,000	250
Spend Benefits with average Rs.10,000 spends p.m. (with 20% spends on dining and online)	1,900	475
Set-up of 2 Standing Instructions for YES PayNow	1,000	250
Savings on Fuel Surcharge @2.5% (Rs.2000 spends p.m.)		600
Annual Bonus Reward Points on achieving Rs.1.8 Lakhs spends in a year	10,000	2,500
Total Value Proposition on YES Prosperity Rewards Credit Card		4,075
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Annual Cashback (Rs.)
Welcome Cashback Benefit (on spends of Rs.2500 in first 30 days of card set-up)	250
Cashback on spends on Movies, Grocery and YES PayNow (@5%)(Assumption of Rs.3000 p.m. spends)	1,800
Cashback on other spends (@0.5%) (Assumption of Rs.5000 spends p.m.)	300
Savings on Fuel Surcharge @2.5% (Rs. 2000 spends p.m.)	600
Total Value Proposition on YES Prosperity Cashback Plus Credit Card	2,950
Annual membership fee for the Credit Card is Rs.1,000
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Total Reward Points earned annually	Annual Benefit Value (Rs.)
Welcome Reward Points (on spends of Rs.5,000 in first 30 days of card set-up)	1,250	313
Spends Benefit with average Rs.20,000 spends p.m. (with 25% spends on dining and online)	5,330	1,333
Setup of 2 Standing Instructions for YES PayNow	1,000	250
Savings on Fuel Surcharge @2.5% (Rs.3000 spends p.m.)		900
Annual Bonus Reward Points on achieving Rs.3.6 Lakhs spends in a year	12,000	3,000
Total Value Proposition on YES Prosperity Rewards Plus Credit Card		5,795
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Annual Cashback (Rs)
Welcome Cashback Benefit (on spends of Rs.2500 in first 30 days of card set-up)	250
Cashback on spends on Movies, Grocery and YES PayNow (@5%) (Rs.5000 p.m. spends)	3,000
Cashback on other spends (@0.75%)(Assumption of Rs.12000 spends p.m.)	1,080
Savings on Fuel Surcharge @2.5% (Rs. 3000 spends p.m.)	900
Total Value Proposition on YES Prosperity Cashback Plus Credit Card	5,230
Annual membership fee for the Credit Card is Rs.1,500
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Total Reward Points (RP) earned annually	Annual Benefit Value ( Rs.)
Welcome Reward Points {On spends of Rs 7500 in first 30 days of card setup}	1,500	375
Complimentary Priority Pass membership worth US $99		6,633
Reward Points earned on average Rs.30,000 spends p.m. (with 20% online spends)	11,680	2,920
Setup of 2 Standing Instructions for YES PayNow	1,000	250
Savings on Fuel Surcharge @2.5% (Rs.4000 spends p.m.)		1,200
Annual Bonus Reward Points on achieving Rs.6 Lakhs spends in a year	15,000	3,750
Total Value Proposition on YES Prosperity Edge Credit Card		15,128
Additionally , get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

	Monthly Spends	Total Reward Points earned	Annual Benefit Value (Rs.)
Complimentary Priority Pass Membership for Primary Cardmember worth US $ 99			6,633
Complimentary Priority Pass - Airport Lounge Access (Total 4 complimentary visits in 12 months) - Per visit cost: US $ 27			7,326
Movie Discount (25% off p.m. & maximum of Rs.250 p.m.)	1,000		3,000
Total Lifestyle Benefits (A)			16,869
Reward Points earned on monthly spends	44,000	42,240	10,560
Savings on Fuel Surcharge @2.5%	6,000		1,800
Set up of 2 Standing Instruction's for YES PayNow		2,000	500
Annual Bonus Reward Points (on spends of Rs.7.5 lakhs)		20,000	5,000
Total Spends & Reward Points Benefits (B)			17,860
Total Value Proposition on YES FIRST PREFERRED Credit Card (A)+(B)			34,729
Additionally , get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

	Monthly Spends	Total Reward Points earned (Annual)	Annual Benefit Value (Rs.)
50,000 Reward Points as Welcome Benefit			12,500
Taj InnerCircle Epicure Plus membership			9,750
Total Welcome Benefits (A)			22,250
Complimentary Priority Pass Membership for Primary and Add-on cardmember worth US $ 99 each			13,266
Complimentary Priority Pass - Airport Lounge Access (Total 10 visits in 12 months) - Per visit cost: US $ 27			18,090
Movie Discount (25% off p.m. & maximum of Rs.250 p.m.)	1000		3,000
Total Lifestyle Benefits (B)			34,356
Reward Points earned on Monthly Spends	1,15,000	1,38,000	34,500
Savings on Fuel Surcharge @2.5%	10,000		3,000
Set up of 2 Standing Instruction's for YES PayNow		2000	500
Annual Bonus Reward Points (on spends of Rs.20 Lakhs)		25,000	6,250
Total Spends & Reward Points Benefits (C)			44,250
Total Value Proposition on YES FIRST EXCLUSIVE Credit Card (A)+(B)+(C)			1,00,856
Annual Membership Fee (Excluding Service Tax & relavent Cess Charges)			10,000
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme, TnC apply
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Annual Benefit Value (Rs)
Complimentary Priority Pass Membership for Primary Cardmember worth US $99	6,930
Complimentary Priority Pass - Airport Lounge Access (Total 3 Complimentary visits per calendar year ) - per visit cost US $ 27 + GST	6,404
Total Lifestyle Benefits (A)	13,334
Reward Points earned on retail spends (assuming monthly spend of INR 30,000 which will accrue 20% accelerated/bonus reward points)	1,980
Saving on Fuel Surcharge @1% (assuming monthly spends of INR 3,000)	360
1,000 Reward Points on setting up of 2 Standing Instruction's for YES PayNOW	250
Annual Rewards points of 10,000 on achieving Rs 6 L retail spends in 12 months of card setup or card renewal date	2,500
Total Spends & Reward Points Benefits (B)	5,090
Total Value Proposition on YES Prosperity Business Credit Card (A) + (B)	18,424
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
1 Reward Point = Rs. 0.25, Assumption 1$ = INR 70
Please note, that the above table & data is for illustration purpose only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Cardmember depending on their spend pattern/card usage.

Product Features and Benefits	Annual Benefit Value (Rs)
Complimentary Priority Pass Membership for Primary Cardmember worth US $99	6,930
Complimentary Priority Pass - Airport Lounge Access (Total 6 Complimentary visits per calendar year ) - per visit cost US $ 27 + GST	13,381
Total Lifestyle Benefits (A)	20,311
Reward Points earned on retail spends (assuming monthly spend of INR 50,000 which will accrue 20% accelerated/bonus reward points)	6,600
Saving on Fuel Surcharge @1% (assuming monthly spends of INR 5,000)	600
2,000 Reward Points on setting up of 2 Standing Instruction's for YES PayNOW	500
Additional Reward Points of 20,000 on achieving Rs. 12 lakh retail spends in 12 months of card set up or card renewal date	5,000
Total Spends & Reward Points Benefits (B)	12,700
Total Value Proposition on YES FIRST Business Card (A) + (B)	33,011
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
1 Reward Point = Rs.0.25, Assumption 1$ = INR 70
Please note, that the above table & data is for illustration purpose only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Cardmember depending on their spend pattern/card usage.

Product Features and Benefits	Annual Benefit Value (Rs)
Complimentary Priority Pass Membership for Primary Cardmember worth US $99	6,534
Complimentary Priority Pass - Airport Lounge Access (Total 2 Complimentary visits in 12 months ) - per visit cost: US $ 27	3,564
Movie Discount(25% off p.m. & maximum of Rs. 250 p.m.) assuming monthly spends of Rs. 1000	3,000
Total Lifestyle Benefits (A)	13,098
Reward Points earned at 4 RP/INR 100 on Monthly Retail Spends (assuming monthly spends of Rs. 28,000 which will accrue 13,440 rewards annually)	3,360
Reward Points earned at 5 RP/INR 100 on Monthly Retail Spends on Groceries, Supermarket and dining (assuming monthly spends of Rs. 8,000 which will accrue 4,800 rewards annually)	1,200
Saving on Fuel Surcharge (assuming monthly spends of Rs. 4,000)	480
1500 Reward Points on setting up of 2 Standing Instruction's for YES PayNow	375
Total Spends & Reward Points Benefits (B)	5,415
Total Value Proposition on YES Premia Credit Card (A) + (B)	18,513
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
RP = Reward Point; 1 Reward Point = Rs. 0.25
Please note, that the above table & data is for illustration purpose only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Cardmember depending on their spend pattern/card usage