Apply For YES BANK Credit Cards

Life Time Free Credit Cards
Business Credit Cards
Other Credit Cards

YES FIRST Preferred Credit Card

Earn benefits worth Rs 38,000 in a year. Please click here to refer Value Chart

Income criteria : Minimum Net Monthly Income INR 2.00 Lakhs or Income Tax Return of INR 24.00 Lakhs and above
Assured 8 Reward Points per INR 100 of retail spends. Reward Points that never expire
Complimentary lounge access on Priority Pass Membership & MasterCard Lounge Programme
Preferential Foreign Currency Markup of 1.75% only
Best Interest Rate on Revolving Credit of 1.99% p.m. for YES BANK Savings & Salary Account holders

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

YES PREMIA Credit Card

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Earn benefits worth Rs 18,513 in a year. Please click here to refer Value Chart

Income criteria : Minimum Net Monthly Income INR 1.20 Lakhs or Income Tax Return of INR 14.40 Lakhs and above
Upto 5 Reward Points per INR 100 of retail spends. Reward Points that never expire
Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings & Salary Account holders
Complimentary lounge access on Priority Pass Membership & MasterCard Lounge Programme
25% discount of upto INR 250 per month on booking tickets on BookMyShow

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

YES Prosperity Edge Credit Card

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Earn benefits worth Rs 15,000 in a year. Please click here to refer Value Chart

Income criteria : Minimum Net Monthly Income of INR 60,000 or Income Tax Return of INR 7.20 Lakhs and above
Welcome onboard with 1,500 Reward Points and Annual Bonus of 15,000 Reward Points
Up to 6 Reward Points per INR 100 of retail spends. Reward Points that never expire
Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings & Salary Account holders
Complimentary Priority Pass Membership (Lounge visit charges as applicable)

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

YES Prosperity Rewards Plus Credit Card

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Earn benefits worth Rs 5,500 in a year. Please click here to refer Value Chart

Income criteria : Minimum Net Monthly Income of INR 25,000 or Income Tax Return of INR 5.00 Lakhs and above
Welcome onboard with 1,250 Reward Points and Annual Bonus of 12,000 Reward Points
Up to 5 Reward Points per INR 100 of retail spends. Reward Points that never expire
Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings & Salary Account holders

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

YES Prosperity Rewards Credit Card

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Earn benefits over Rs 4,000 in a year. Please click here to refer Value Chart

Income criteria : Minimum Net Monthly Income of INR 25,000 or Income Tax Return of INR 5.00 Lakhs and above
Welcome onboard with 1,000 Reward Points and Annual Bonus of 10,000 Reward Points
Up to 4 Reward Points per INR 100 of retail spends. Reward Points that never expire
Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings & Salary Account holders

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

YES FIRST Business Credit Card

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Earn benefits worth over Rs 66,000 in a year. Please click here to refer Value Chart

Income criteria: >10 Lakhs
Welcome Benefit of 24,000 Reward Points (worth INR 6,000)* on the first transaction within 30 days from card set-up date
20,000 Reward Points (worth INR 5,000)* on spending INR 3 Lakhs within 90 days from card set-up date
24,000 Reward Points (worth INR 6,000)* on renewal every year and annual bonus of 20,000 Reward Points (worth INR 5,000)* on spends of 12 lakhs or more every anniversary year
Assured 6 Reward Points per INR 100 of retail spends. The Reward Points never expire
9 Reward Points on Online & Dining spends
Special Benefits on Awfis, Experian, RedGirraffe for a seamless business experience
Priority Pass Membership with 6 complimentary International lounge access in a calendar year
3 complimentary domestic lounge access per calendar quarter under MasterCard Lounge Programme
Best Interest Rate on Revolving Credit of 1.99% p.m. for YES BANK Current/Savings Account & Business Banking Customers
Foreign Currency Markup of 1.75% only
* 1 Reward Point = INR 0.25

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

YES Prosperity Business Credit Card

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Earn benefits worth over Rs 34,000 in a year. Please click here to refer Value Chart

Income criteria: >5 Lakhs
Welcome Benefit of 12,000 Reward Points (worth INR 3,000)* on the first transaction within 30 days from card set-up date
10,000 Reward Points (worth INR 2,500)* on spending INR 1 Lakh within 90 days from card set-up date
12,000 Reward Points (worth INR 3,000)* on renewal every year and annual bonus of 10,000 Reward Points (worth INR 2,500)* on spends of 6 lakhs or more every anniversary year
Assured 4 Reward Points per INR 100 of retail spends. The Reward Points never expire
6 Reward Points on Online & Dining spends
Special Benefits on Awfis, Experian, RedGirraffe for a seamless business experience
Priority Pass Membership with 3 complimentary International lounge access in a calendar year
2 complimentary domestic lounge access per calendar quarter under MasterCard Lounge Programme
Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Current/Savings Account & Business Banking Customers
Foreign Currency Markup of 2.5% only
* 1 Reward Point = INR 0.25

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

YES FIRST Exclusive Credit Card

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Earn benefits worth over Rs 1 Lakh in a year. Please click here to refer Value Chart

Income criteria : Minimum Net Monthly Income INR 4.00 Lakhs or Income Tax Return of INR 50.00 Lakhs and above
Welcome benefit of 50,000 Reward Points
Assured 10 Reward Points per INR 100 of retail spends. Reward Points Never Expire
Unlimited complementary lounge access on Priority Pass Membership & MasterCard Lounge Programme
Preferential Foreign Currency Markup of 1.75% only
Best Interest Rate on Revolving Credit of 1.20% p.m. for YES BANK Savings & Salary Account holders
Annual Membership Fee of INR 10,000 + Applicable Taxes

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

YES Prosperity Cashback Plus Credit Card

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Earn benefits worth Rs 5,000 in a year. Please click here to refer Value Chart

Income criteria : Minimum Net Monthly Income of INR 25,000 or Income Tax Return of INR 5.00 Lakhs and above
Welcome benefit of INR 250 Cashback on total spends of INR 2,500 or more within 30 days of card set-up
5% Cashback on spends on Movies, Grocery and Utility Payment through YES PayNow
0.75% Cashback on all other retail spends
Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings & Salary Account holders
Annual Membership Fee of INR 1,500 + Applicable Taxes

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

YES Prosperity Cashback Credit Card

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Earn benefits worth Rs 2,950 in a year. Please click here to refer Value Chart

Income criteria : Minimum Net Monthly Income of INR 25,000 or Income Tax Return of INR 5.00 Lakhs and above
Welcome benefit of INR 250 Cashback on total spends of INR 2,500 or more within 30 days of card set-up
5% Cashback on spends on Movies, Grocery and Utility Payment through YES PayNow
0.5% Cashback on all other retail spends
Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings & Salary Account holders
Annual Membership Fee of INR 1,000 + Applicable Taxes

Please note that effective 15^th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here

T & C's apply, please click here to know more

Product Features and Benefits	Total Reward Points earned annually	Annual Benefit Value (Rs.)
Welcome Reward Points (on spends of Rs.2500 in first 30 days of card set-up)	1,000	250
Spend Benefits with average Rs.10,000 spends p.m. (with 20% spends on dining and online)	1,900	475
Set-up of 2 Standing Instructions for YES PayNow	1,000	250
Savings on Fuel Surcharge @2.5% (Rs.2000 spends p.m.)		600
Annual Bonus Reward Points on achieving Rs.1.8 Lakhs spends in a year	10,000	2,500
Total Value Proposition on YES Prosperity Rewards Credit Card		4,075
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Annual Cashback (Rs.)
Welcome Cashback Benefit (on spends of Rs.2500 in first 30 days of card set-up)	250
Cashback on spends on Movies, Grocery and YES PayNow (@5%)(Assumption of Rs.3000 p.m. spends)	1,800
Cashback on other spends (@0.5%) (Assumption of Rs.5000 spends p.m.)	300
Savings on Fuel Surcharge @2.5% (Rs. 2000 spends p.m.)	600
Total Value Proposition on YES Prosperity Cashback Plus Credit Card	2,950
Annual membership fee for the Credit Card is Rs.1,000
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Total Reward Points earned annually	Annual Benefit Value (Rs.)
Welcome Reward Points (on spends of Rs.5,000 in first 30 days of card set-up)	1,250	313
Spends Benefit with average Rs.20,000 spends p.m. (with 25% spends on dining and online)	5,330	1,333
Setup of 2 Standing Instructions for YES PayNow	1,000	250
Savings on Fuel Surcharge @2.5% (Rs.3000 spends p.m.)		900
Annual Bonus Reward Points on achieving Rs.3.6 Lakhs spends in a year	12,000	3,000
Total Value Proposition on YES Prosperity Rewards Plus Credit Card		5,795
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Annual Cashback (Rs)
Welcome Cashback Benefit (on spends of Rs.2500 in first 30 days of card set-up)	250
Cashback on spends on Movies, Grocery and YES PayNow (@5%) (Rs.5000 p.m. spends)	3,000
Cashback on other spends (@0.75%)(Assumption of Rs.12000 spends p.m.)	1,080
Savings on Fuel Surcharge @2.5% (Rs. 3000 spends p.m.)	900
Total Value Proposition on YES Prosperity Cashback Plus Credit Card	5,230
Annual membership fee for the Credit Card is Rs.1,500
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Total Reward Points (RP) earned annually	Annual Benefit Value ( Rs.)
Welcome Reward Points {On spends of Rs 7500 in first 30 days of card setup}	1,500	375
Complimentary Priority Pass membership worth US $99		6,633
Reward Points earned on average Rs.30,000 spends p.m. (with 20% online spends)	11,680	2,920
Setup of 2 Standing Instructions for YES PayNow	1,000	250
Savings on Fuel Surcharge @2.5% (Rs.4000 spends p.m.)		1,200
Annual Bonus Reward Points on achieving Rs.6 Lakhs spends in a year	15,000	3,750
Total Value Proposition on YES Prosperity Edge Credit Card		15,128
Additionally , get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

	Monthly Spends	Total Reward Points earned	Annual Benefit Value (Rs.)
Complimentary Priority Pass Membership for Primary Cardmember worth US $ 99			6,633
Complimentary Priority Pass - Airport Lounge Access (Total 4 complimentary visits in 12 months) - Per visit cost: US $ 27			7,326
Movie Discount (25% off p.m. & maximum of Rs.250 p.m.)	1,000		3,000
Total Lifestyle Benefits (A)			16,869
Reward Points earned on monthly spends	44,000	42,240	10,560
Savings on Fuel Surcharge @2.5%	6,000		1,800
Set up of 2 Standing Instruction's for YES PayNow		2,000	500
Annual Bonus Reward Points (on spends of Rs.7.5 lakhs)		20,000	5,000
Total Spends & Reward Points Benefits (B)			17,860
Total Value Proposition on YES FIRST PREFERRED Credit Card (A)+(B)			34,729
Additionally , get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

	Monthly Spends	Total Reward Points earned (Annual)	Annual Benefit Value (Rs.)
50,000 Reward Points as Welcome Benefit			12,500
Taj InnerCircle Epicure Plus membership			9,750
Total Welcome Benefits (A)			22,250
Complimentary Priority Pass Membership for Primary and Add-on cardmember worth US $ 99 each			13,266
Complimentary Priority Pass - Airport Lounge Access (Total 10 visits in 12 months) - Per visit cost: US $ 27			18,090
Movie Discount (25% off p.m. & maximum of Rs.250 p.m.)	1000		3,000
Total Lifestyle Benefits (B)			34,356
Reward Points earned on Monthly Spends	1,15,000	1,38,000	34,500
Savings on Fuel Surcharge @2.5%	10,000		3,000
Set up of 2 Standing Instruction's for YES PayNow		2000	500
Annual Bonus Reward Points (on spends of Rs.20 Lakhs)		25,000	6,250
Total Spends & Reward Points Benefits (C)			44,250
Total Value Proposition on YES FIRST EXCLUSIVE Credit Card (A)+(B)+(C)			1,00,856
Annual Membership Fee (Excluding Service Tax & relavent Cess Charges)			10,000
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme, TnC apply
(1 Reward Point = Rs.0.25)
Please note that the above table & data is for illustration purpose only. Actual benefit(s) will differ for every cardmember depending on spend pattern and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto.

Product Features and Benefits	Annual Benefit Value (INR)
Complimentary Priority Pass Membership for Primary Cardmember worth US $99	6,633
Complimentary Priority Pass - Airport Lounge Access (Total 3 Complimentary visits per calendar year ) - per visit cost US $ 27	5,427
Complimentary Domestic Airport Lounge Access (Total 2 Complimentary visits in every calendar quarter ) - per visit cost INR 750	6,000
Total Lifestyle Benefits (A)	18,060
Reward Points earned on monthly retail spends of INR 50,000 (Assuming 50% on - online and dining spends which will accrue 50% more reward points)	7,500
Saving on Fuel Surcharge @1% (assuming monthly spends of INR 6,000)	720
1,000 Reward Points on setting up of 2 Standing Instruction's for YES PayNOW	250
Welcome Benefit of 12,000 Reward Points on First Retail Purchase	3,000
Additional 10,000 Annual Bonus Reward Points on spending 6 lakh in 12 months from card set up	2,500
Additional 10,000 Bonus Reward Points on spending 1 lakh in 90 days from card set up	2,500
Total Spends & Reward Points Benefits (B)	16,470
Total Value Proposition on YES FIRST Business Credit Card (A) + (B)	34,530
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
1 Reward Point = INR 0.25, Assumption 1$ = INR 67
Please note, that the above table & data is for illustration purpose only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefits will differ for every Cardmember depending on their spend pattern/card usage

Product Features and Benefits	Annual Benefit Value (INR)
Complimentary Priority Pass Membership for Primary Cardmember worth US $99	6,633
Complimentary Priority Pass - Airport Lounge Access (Total 6 Complimentary visits per calendar year ) - per visit cost US $ 27	10,854
Complimentary Domestic Airport Lounge Access (Total 3 Complimentary visits in every calendar quarter ) - per visit cost INR 750	9,000
Total Lifestyle Benefits (A)	26,487
Reward Points earned on monthly retail spends of INR 100,000 (Assuming 50% on - online and dining spends which will accrue 50% accelerated/bonus reward points)	22,500
Saving on Fuel Surcharge @1% (assuming monthly spends of INR 10,000)	1,200
2,000 Reward Points on setting up of 2 Standing Instruction's for YES PayNOW	500
Welcome Benefit of 24,000 Reward Points on First Retail Purchase	6,000
Additional 20,000 Annual Bonus Reward Points on spending 12 lakhs in 12 months from card set up	5,000
Additional 20,000 Bonus Reward Points on spending 3 lakh in 90 days from card set up	5,000
Total Spends & Reward Points Benefits (B)	40,200
Total Value Proposition on YES FIRST Business Credit Card (A) + (B)	66,687
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
1 Reward Point = INR 0.25, Assumption 1$ = INR 67
Please note, that the above table & data is for illustration purpose only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefits will differ for every Cardmember depending on their spend pattern/card usage

Product Features and Benefits	Annual Benefit Value (Rs)
Complimentary Priority Pass Membership for Primary Cardmember worth US $99	6,534
Complimentary Priority Pass - Airport Lounge Access (Total 2 Complimentary visits in 12 months ) - per visit cost: US $ 27	3,564
Movie Discount(25% off p.m. & maximum of Rs. 250 p.m.) assuming monthly spends of Rs. 1000	3,000
Total Lifestyle Benefits (A)	13,098
Reward Points earned at 4 RP/INR 100 on Monthly Retail Spends (assuming monthly spends of Rs. 28,000 which will accrue 13,440 rewards annually)	3,360
Reward Points earned at 5 RP/INR 100 on Monthly Retail Spends on Groceries, Supermarket and dining (assuming monthly spends of Rs. 8,000 which will accrue 4,800 rewards annually)	1,200
Saving on Fuel Surcharge (assuming monthly spends of Rs. 4,000)	480
1500 Reward Points on setting up of 2 Standing Instruction's for YES PayNow	375
Total Spends & Reward Points Benefits (B)	5,415
Total Value Proposition on YES Premia Credit Card (A) + (B)	18,513
Additionally, get Green Fee waiver on Golf rounds at select golf courses in India under MasterCard World Golf Programme
RP = Reward Point; 1 Reward Point = Rs. 0.25
Please note, that the above table & data is for illustration purpose only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Cardmember depending on their spend pattern/card usage