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Frequently Asked Questions
Can I refer under YES BANK Credit Card Referral Programme?
You can refer your friends and family for YES BANK Credit Card in case you are an existing YES BANK Credit Cardmember.
Who can I refer under Credit Card Referral Programme?
You can refer your friends and family meeting following criteria:
Reside in one of the following cities – Delhi and NCR, Mumbai, Kolkata, Bengaluru, Pune, Chennai, Ahmedabad, Chandigarh, Hyderabad and Jaipur.
Age between 21 to 60 years
Annual income greater than INR 5.5 Lakhs
What benefits do I get on referring my friends and family?
You will earn 4,000 Reward Points per successful card set-up for your referral, up to a maximum of 60,000 Reward Points in a calendar year (Jan – Dec). The Reward Points will be credited to your Credit Card account within 90 days of successful card set-up.
In case you are a YES Prosperity Cashback Plus or YES Prosperity Cashback Credit Cardmember, you will receive Cashback of INR 1,000 per successful card set-up in your Credit Card account.
What benefits will my friends and family get to apply for YES BANK Credit Cards under Credit Card Referral Programme?
Your friends and family will earn 2,000 bonus Reward Points on first spend using their YES BANK Credit Card within first 30 days of card set-up. The Reward Points will be credited to their Credit Card account(s) within 90 days of card set-up.
In case your referral is YES Prosperity Cashback Plus or YES Prosperity Cashback Credit Cardmember and has spent using his / her Credit Card in first 30 days, he /she will receive Cashback of INR 250 in his /her Credit Card account within 90 days of Card set-up.
How does this Programme work?
STEP 1.Register yourself to start referring
STEP 2.Refer your friends and family for YES BANK Credit Card
STEP 3.Your friends and family receives Email Invitation to apply
STEP 4.Your friends and family apply for YES BANK Credit Card
Upon successful issuance, your friends and family become eligible for benefits as per the details given above.
How many friends and family members can I refer?
There is no cap on number of friends and family members you want to refer. However, maximum of 60,000 Reward Points can be credited to your Credit Card account in a calendar year (Jan – Dec).
Cap is up to Cashback of INR 15,000 in a calendar year if you are YES Prosperity Cashback Plus or YES Prosperity Cashback Credit Cardmember.
What if my referral has not received invitation to apply for YES BANK Credit Card after I have referred him / her?
Log into your Dashboard and confirm if you have provided right details of your referrals. If yes, then you can send reminder emails to your friends and family. In case, the details provided are incorrect, please refer again.
How do I know the status and track my referral(s)?
You can visit your Dashboard to track the status of your referrals.
Please note that the status of your referrals can be tracked in your dashboard only. Post your referral has applied for the card through the invitational mail, the status shall be updated in 20 days.
Issuance of Credit Cards to your referrals and the eligibility criteria shall be at the sole discretion of YES BANK and is subject to internal policies.